Overview
LearnifyOne is fully committed to preventing money laundering, terrorist financing, and other financial crimes. While we are not a regulated financial institution, we maintain AML procedures aligned with applicable legal obligations and international best practices.
1. Legal Compliance
We comply with applicable anti-money laundering laws and fulfill relevant obligations required by our banking partners and business operations. Our approach is guided by international standards such as those set by the Financial Action Task Force (FATF), as applicable.
2. Risk-Based Approach
We apply a risk-based framework to identify, assess, and mitigate risks related to money laundering and misuse of our services. Our procedures are reviewed regularly and updated as needed.
3. Restricted Jurisdictions
Access to our services may be limited for users from certain high-risk or non-compliant jurisdictions. The list of restricted jurisdictions is subject to change and may be updated in our Terms of Use.
4. Customer Due Diligence (CDD)
We perform identity verification and due diligence checks on users where required. This may include collecting personal identification documents and information about the nature and purpose of platform use.
5. Ongoing Monitoring
We monitor user activity and account behavior for patterns that may indicate suspicious conduct. Where necessary, such activity may be reviewed further or escalated in accordance with our policies.
6. Record Keeping
We retain user identification and relevant transaction data for a period required by law and in accordance with our internal compliance procedures.
7. Staff Awareness and Training
Team members involved in compliance undergo training on AML best practices, including how to identify red flags and escalate concerns properly.
Platform Integrity
At LearnifyOne, we are committed to maintaining the integrity of our platform and preventing any misuse of our services for illicit purposes. We continue to strengthen our policies and controls to meet evolving compliance expectations and regulatory standards.